Passive financial tracking plugin for PhoenixClaw. Automatically detects expenses and income from conversations and payment screenshots. Use when: - User mentions money/spending (any language) - User
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PhoenixClaw Ledger automatically extracts financial transactions from your daily conversations and payment screenshots, requiring zero manual input.
| Feature | Description |
|---|---|
| Semantic Expense Detection | AI identifies spending mentions in natural conversation |
| Screenshot Recognition | Extracts transaction data from payment app screenshots |
| Smart Categorization | Auto-categorizes based on merchant and context |
| Budget Tracking | Monthly budget alerts and progress visualization |
| Financial Insights | Pattern analysis integrated into journal Growth Notes |
| Goal Management | Savings, budget control, habit, and wishlist goals |
| Weekly Reports | Automated Sunday 9 PM spending recap |
| Query Support | Real-time natural language financial inquiries |
| Spending Trends | Multi-month analytical spending visualization |
| Transaction Browser | Interactive complete transaction history view |
As a PhoenixClaw plugin, Ledger hooks into the
post-moment-analysisreferences/expense-detection.mdreferences/payment-screenshot.mdreferences/merchant-category-map.md~/PhoenixClaw/Finance/ledger.yamlassets/daily-finance-section.mdWhile passive by design, users can interact directly:
~/PhoenixClaw/ ├── Journal/ │ ├── daily/2026-02-02.md # Contains 💰 Finance section │ └── weekly/2026-W05.md # Weekly financial recaps │ └── Finance/ # Ledger-specific directory ├── ledger.yaml # Structured transaction data ├── budget.yaml # Budget configuration ├── goals.yaml # Financial goals tracking ├── transactions.md # Transaction browser view ├── monthly/ │ └── 2026-02.md # Monthly financial reports └── yearly/ └── 2026.md # Annual summaries
Ledger-specific settings in
~/.phoenixclaw/config.yamlplugins: phoenixclaw-ledger: enabled: true default_currency: CNY # or USD, EUR, etc. budget_monthly: 5000 # Monthly budget amount categories_custom: [] # User-defined categories screenshot_confidence: 0.7 # Min confidence for auto-record
Ledger uses PhoenixClaw Core's cron infrastructure plus additional scheduled tasks:
| Task | Schedule | Description |
|---|---|---|
| Daily Processing | 10 PM (via Core) | Extracts transactions, generates daily section |
| Monthly Report | 1st of month, 8 AM | Comprehensive monthly financial summary |
| Weekly Summary | Sunday 9 PM (optional) | Weekly spending recap |
No separate setup required. Ledger hooks into Core's nightly cron:
post-moment-analysisopenclaw cron add \ --name "PhoenixClaw Ledger monthly report" \ --cron "0 8 1 * *" \ --tz "auto" \ --session isolated \ --message "Generate monthly financial report for the previous month."
See
references/cron-setup.mdreferences/expense-detection.mdpayment-screenshot.mdmerchant-category-map.mdcategory-rules.mdbudget-tracking.mdfinancial-insights.mdcron-setup.mdgoal-management.mdquery-patterns.mdassets/expense-callout.mdreceipt-callout.mddaily-finance-section.mdmonthly-report.mdyearly-report.mdNo automatic installation available. Please visit the source repository for installation instructions.
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